WHY JOIN?

Members of Mitchelstown Credit Union enjoy many benefits, including:

Member Owned

Mitchelstown Credit Union is owned by its members, for the benefit of its members.

Community Organisation

We are part of the local community. We exist for people, not for profit and actively support the local community.

Savings Guarantee

Your savings are fully secure. They are protected by the Irish Deposit Guarantee Scheme. The max you can currently save with Mitchelstown Credit Union is €30,000.

Easy Access

You have easy access to your savings. You can withdraw some or all of your money whenever you want (provided they are not pledged as security for a loan).  For cash withdrawals >€3k we require 24hrs notice.

Free Life Savings Insurance

Savings are insured at no direct cost to each eligible member. The insurance is paid in addition to the savings you hold at the time of your death.

No Transaction Fees

With us, there are no administration charges or arrangement fees, no hidden extras or nasty surprises. What you see is what you get.

Flexible & Convenient Loans

Members can take out flexible loans after joining, and repay at tailor-made schedules.

Great Value Loan Rates

We offer loans from as little as 6% variable (6.55% APR).

Free loan protection insurance to eligible members

It means that, in the unlikely event of your passing during the term of your loan, your dependents won’t have to pay the outstanding balance, if applicable.

Free online banking & mobile app

You can access your accounts wherever you have an Internet connection, whether it’s your home PC or mobile device.

Quality Service

You can be assured of a professional service from Credit Union at all times.

Pay by Direct Debit

Arrange a Direct Debit payment from your bank and be sure of regular payments to your Credit Union account. We will send you a statement showing all transactions, on request.

Member Services

Take advantage of a host of additional member services available. We have arranged special house and motor insurance discounts for our members. See our other benefits section for more details. Ask any staff member for more details about joining the Credit Union, or for further information see the different sections of this web site.