For any occasion

Sometimes we all deserve to turn a personal occasion into something special.

From the perfect Big Day to the arrival of a new Little One or from the holiday of a lifetime to an extra special Christmas.

We all deserve to treat ourselves. At Mitchelstown Credit Union, our personal loans are designed to make things easier for you – no matter what you are planning or what life throws at you.

Trust us to have your back no matter what the occasion – with no hidden conditions.

Personal Loan Features

  • Maximum loan term of 10 years.

  • Free Loan Protection Insurance (terms and conditions apply).

  • No penalty for early repayment.

  • Flexible lending terms to suit your needs.

  • Quick decisions on applications, with most approved within 24 hours once all required information is received.

Loan Application Process

1. Become a Member

Once you are living or working within our common bond you are eligible to join us today and start borrowing.

2. Calculate Your Loan

Estimate how much you could borrow and calculate your repayments: weekly, fortnightly or monthly using our calculator.

3. Apply For Loan

Apply for your loan from the comfort of your home or in one of our 3 branches. Applying for a loan is easy and quick.

4. Sit Back and Relax

We aim to provide fast decisions on loan applications, with most being processed and approved within 24 hours.

Personal Loan Over €10k – 9.95% variable (10.42% typical APR)

Loan Amount Interest Rate Loan Term Total Interest Weekly Repayment Total Cost

€15,000

9.95% variable

5 Years

€4,053

€73.28

€19,053

Personal Loan Under €10k – 12% variable (12.68% typical APR)

Loan Amount Interest Rate Loan Term Total Interest Weekly Repayment Total Cost

€5,000

12% variable

3 Years

€959.59

€38.20

€5,959