To apply for a loan, you must first be a member of Mitchelstown Credit Union. If you’re not yet a member, visit any of our offices or check out our Membership Page for all the details on how to join.

If you’re already a member and want to learn more about our loans, the application process, or to start your application, here’s how you can get in touch:

For personal applications the following documents are required:

  • Proof of ID

    • Valid passport, driving licence, etc.

  • Proof of Address

    • Recent utility bill or similar, dated within the last 3 months.

  • Income Verification

    • Three most recent payslips.

  • Bank Statements

    • Bank account statements for the last three months.

In certain circumstance we may request:

  • Mortgage Statement

    • If applicable.

  • Other Loan or Credit Card Statements

    • Provide statements for any existing loans or credit cards.

  • Proof of Rent (if applicable)

    • A letter from your landlord or letting agent confirming your rental arrangements.

  • Student Loans

    • Proof of college acceptance and, if required, a guarantor to co-sign the loan.

  • Proof of Income for Spouse/Partner

    • If applicable.

If you have any questions about the application process or required documents, don’t hesitate to contact us. Our team is here to help you every step of the way!

Additional Requirements for Self-Employed Individuals or Company Directors

If you are self-employed or a director of a company, the following additional documentation is required to process your loan application:

  • Two Most Recent Financial Accounts

    • Submit the latest two years of financial statements.

  • Chapter 4 Self-Assessment

    • Provide your most recent Chapter 4 self-assessment document.

  • Tax Clearance Certificate

    • Alternatively, a letter from your accountant confirming that your tax affairs are up to date is acceptable.
  • Form 11

    • Include the most recent Form 11 tax return.

These documents help us understand your financial standing and ensure we provide the best possible support for your loan needs. If you have questions or need guidance on preparing these documents, please reach out to our team—we’re here to assist!

Ready to Apply? Start Here!

Whether you’re already a valued member or considering joining us, we make the loan application process simple and convenient. Choose the option that best suits you below.

Already a Member

If you’re already a member you can apply from your cuOnline account or our mobile app. If you’re not registered for Online Banking please register below.

Not a Member

If you’re not a member you can find out how to join on our Membership page. If you’d like to make a quick loan enquiry click the button below.