Farmer Friendly Finance

Cultivate is a Loan specifically designed for Farmers.

Cultivate is an initiative of a group of Credit Unions that provides short to medium term loan opportunities built specifically around the growing needs of our farming members.

Cultivate is our lending product that enables us help our farming members develop and future proof their business by providing quick and easy access to finance.

Whatever your needs

  • Invest in new or second hand machinery
  • Upgrade your buildings and facilities
  • Purchase additional livestock
  • Obtain working capital
  • Increase cashflow

Loan Application Process

1. Become a Member

Once you are living or working within our common bond you are eligible to join us today and start borrowing.

2. Calculate Your Loan

Estimate how much you could borrow and calculate your repayments: weekly, fortnightly or monthly using our calculator.

3. Apply For Loan

Apply for your loan from the comfort of your home or in one of our 3 branches. Applying for a loan is easy and quick.

4. Sit Back and Relax

We aim to provide fast decisions on loan applications, with most being processed and approved within 24 hours.

Cultivate Loan – 6.55% variable (6.75% typical APR)

Loan Amount Interest Rate Loan Term Total Interest Weekly Repayment Total Cost

€40,000

6.55% variable

5 Years

€6,931

€180.51

€46,931