Doing up the house?

Whether you’re looking to refresh a room, upgrade your kitchen, or take on a bigger project like an extension or attic conversion, we’re here to support your plans.

Unlock the full potential of your home with our Home Improvement Loan, offering competitive rates and guidance from our local team every step of the way.

For larger home improvement loans, you may be asked to provide cost estimates for the work being completed.

Home Improvement Loan Features

  • Available for Home Renovations, Redecorating, Extensions, Repairs etc.

  • Maximum loan term 10 years

  • Free Loan Protection Insurance (Terms and Conditions Apply)
  • No penalty for early repayment
  • Flexible Lending terms
  • Quick and Decisive Decision Making, our approval target is within 24 hours upon receipt of the required financial information

Loan Application Process

1. Become a Member

Once you are living or working within our common bond you are eligible to join us today and start borrowing.

2. Calculate Your Loan

Estimate how much you could borrow and calculate your repayments: weekly, fortnightly or monthly using our calculator.

3. Apply For Loan

Apply for your loan from the comfort of your home or in one of our 3 branches. Applying for a loan is easy and quick.

4. Sit Back and Relax

We aim to provide fast decisions on loan applications, with most being processed and approved within 24 hours.

Representative Examples

Home Improvement Loan Over €10k – 9.95% variable (10.42% typical APR)

Loan Amount Interest Rate Loan Term Total Interest Weekly Repayment Total Cost

€15,000

9.95% variable

5 Years

€4,053

€73.28

€19,053

Home Improvement Loan Under €10k – 12% variable (12.68% typical APR)

Loan Amount Interest Rate Loan Term Total Interest Weekly Repayment Total Cost

€5,000

12% variable

3 Years

€959.59

€38.20

€5,959